Ratably tracks prepaid expenses and deferred revenue, amortises them to the cent, and hands you month-end journals that reconcile to Xero — so you can retire the 37-tab workbook for good.
Early access is free. Built by an accountant who lived the workbook.
Every finance team has one. Ours had five.
From workbook to reconciled in an afternoon.
Upload the Excel workbook or CSV you track prepayments in today. Every line lands as a draft — contact, amount and service period pre-filled where they can be read.
Confirm the details and the spread: equal monthly, half-month ends, or daily pro-rata — with real subscription terms, so a 5 May to 4 May year divides by twelve, not thirteen.
Per-account balances tie out against Xero on one screen. Month-end journals export ready to import — split by region, dated the last day of the month.
Designed by an accountant who ran month-end with these exact spreadsheets.
Money is integer cents under the hood. Every schedule sums exactly to the invoice total — rounding lands in the final period, never in a mystery plug.
Each prepayment and revenue-in-advance account gets its own tie-out: enter the Xero balance, see ✓ Reconciled or the exact difference.
One bill allocated across 44 regions shows as one row with the audit total — expand it when you need the detail, edit it once to change every line.
Month-end journals export as manual-journal CSVs with tracking categories — regions flow straight through to your Xero reporting.
Flip the dashboard to June — or next March — and see releases and remaining balances exactly as at that month end. No more archaeology through old tabs.
Watch your prepayment accounts: anything posted to them creates a draft automatically, journals post back with one click, and the reconciliation is nil by construction.
Ratably is in private testing with real month-end data now. Join the waitlist and we'll invite you as early access opens.
Join the waitlist